:root{
        color-scheme: light dark;
        --bg:#f3f6f2; --bg-band:#e9efe7; --card:#ffffff; --card-2:#fbfcfb;
        --ink:#132219; --ink-soft:#43544a; --ink-faint:#6d7f72;
        --line:#d9e2d8; --line-strong:#bccbbc;
        --green:#0c7a3e; --green-deep:#083d22; --green-soft:#e2f1e5;
        --amber:#c77f16; --amber-soft:#fdf0da;
        --red:#b3402a;
        --shadow:0 1px 2px rgba(10,45,25,.06), 0 10px 30px -18px rgba(10,45,25,.25);
        --radius:14px;
      }
      @media (prefers-color-scheme: dark){
        :root{
          --bg:#0b120d; --bg-band:#0e1811; --card:#121d15; --card-2:#0f1811;
          --ink:#e7f1e8; --ink-soft:#a9bcae; --ink-faint:#7e937f;
          --line:#223528; --line-strong:#31493a;
          --green:#3ecf74; --green-deep:#0a2e1b; --green-soft:#14301d;
          --amber:#f0b95a; --amber-soft:#2e2410;
          --shadow:0 1px 2px rgba(0,0,0,.4), 0 12px 32px -18px rgba(0,0,0,.7);
        }
      }
      *{box-sizing:border-box}
      html{scroll-behavior:smooth}
      body{margin:0;background:var(--bg);color:var(--ink);
        font-family:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
        font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
      .wrap{max-width:1180px;margin:0 auto;padding:0 20px}
      a{color:var(--green);text-decoration:none}
      a:hover{text-decoration:underline}
      button{font:inherit;cursor:pointer}
      .mono{font-family:"IBM Plex Mono",ui-monospace,monospace}

      /* ---------- top bar ---------- */
      header.site{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 88%, transparent);
        backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
      .bar{display:flex;align-items:center;gap:28px;height:62px}
      .wordmark{font-family:"IBM Plex Serif",serif;font-weight:700;font-size:21px;color:var(--ink);letter-spacing:-.01em;white-space:nowrap}
      .wordmark:hover{text-decoration:none}
      .wordmark .dot{color:var(--green)}
      .wordmark .tld{color:var(--ink-faint);font-size:15px;font-weight:600}
      nav.main{display:flex;gap:22px;margin-left:auto;font-size:14.5px;font-weight:500}
      nav.main a{color:var(--ink-soft)}
      nav.main a:hover{color:var(--ink);text-decoration:none}
      .bar .cta{background:var(--green);color:#fff;border:0;border-radius:9px;padding:8px 15px;font-weight:600;font-size:14px}
      .bar .cta:hover{background:var(--green-deep)}
      @media (prefers-color-scheme: dark){ .bar .cta{color:#08130c} }
      @media (max-width:760px){ nav.main{display:none} .bar{gap:14px} }

      /* ---------- hero ---------- */
      .hero{padding:44px 0 8px}
      .hero h1{font-family:"IBM Plex Serif",serif;font-size:clamp(34px,5.2vw,54px);line-height:1.08;
        font-weight:700;letter-spacing:-.015em;margin:0 0 14px;max-width:16em}
      .hero h1 em{font-style:normal;color:var(--green)}
      .hero p.lede{font-size:clamp(16px,2vw,18.5px);color:var(--ink-soft);max-width:44em;margin:0 0 18px}
      .hero .chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:6px}
      .chip{font-size:13px;font-weight:600;color:var(--ink-soft);background:var(--card);
        border:1px solid var(--line);border-radius:999px;padding:5px 12px}
      .chip b{color:var(--green);font-weight:700}

      /* ---------- calculator ---------- */
      .calc-shell{background:var(--card);border:1px solid var(--line);border-radius:20px;
        box-shadow:var(--shadow);margin:26px 0 10px;overflow:hidden}
      .preset-row{display:flex;flex-wrap:wrap;gap:8px;align-items:center;padding:16px 22px;
        border-bottom:1px solid var(--line);background:var(--card-2)}
      .preset-row .lbl{font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-faint);margin-right:2px}
      .preset{border:1px solid var(--line-strong);background:var(--card);color:var(--ink);
        border-radius:999px;padding:6px 13px;font-size:13.5px;font-weight:600}
      .preset:hover{border-color:var(--green);color:var(--green)}
      .preset.active{background:var(--green);border-color:var(--green);color:#fff}
      @media (prefers-color-scheme: dark){ .preset.active{color:#08130c} }
      .calc-grid{display:grid;grid-template-columns:340px 1fr;gap:0}
      @media (max-width:920px){ .calc-grid{grid-template-columns:1fr} }
      .inputs{padding:22px;border-right:1px solid var(--line)}
      @media (max-width:920px){ .inputs{border-right:0;border-bottom:1px solid var(--line)} }
      .inputs h2,.results h2{font-size:13px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;
        color:var(--ink-faint);margin:0 0 16px}
      .field{margin-bottom:15px}
      .field label{display:flex;justify-content:space-between;align-items:baseline;
        font-size:13.5px;font-weight:600;color:var(--ink-soft);margin-bottom:6px}
      .field label .hint{font-weight:400;color:var(--ink-faint);font-size:12px}
      .field .inwrap{display:flex;align-items:center;border:1.5px solid var(--line-strong);
        border-radius:10px;background:var(--card);overflow:hidden}
      .field .inwrap:focus-within{border-color:var(--green)}
      .field .affix{padding:0 10px;color:var(--ink-faint);font-size:14px;font-weight:600}
      .field input{flex:1;min-width:0;border:0;outline:0;background:transparent;color:var(--ink);
        font-family:"IBM Plex Mono",monospace;font-size:16px;font-weight:600;padding:10px 4px;text-align:right}
      .field input:first-child{padding-left:12px}
      .drip-toggle{display:flex;align-items:center;justify-content:space-between;gap:12px;
        background:var(--green-soft);border:1px solid var(--line);border-radius:10px;padding:11px 13px;margin:4px 0 15px}
      .drip-toggle .t{font-size:13.5px;font-weight:600}
      .drip-toggle .t small{display:block;font-weight:400;color:var(--ink-soft);font-size:12px}
      .switch{position:relative;width:46px;height:26px;flex:none;display:block}
      .switch input{appearance:none;-webkit-appearance:none;width:46px;height:26px;margin:0;display:block;
        border-radius:999px;background:var(--line-strong);cursor:pointer;position:relative;transition:background .18s;outline-offset:2px}
      .switch input::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;
        background:#fff;transition:transform .18s;box-shadow:0 1px 3px rgba(0,0,0,.3)}
      .switch input:checked{background:var(--green)}
      .switch input:checked::after{transform:translateX(20px)}
      .switch input:focus-visible{outline:2px solid var(--green)}
      .fineprint{font-size:12px;color:var(--ink-faint);margin:2px 0 0}

      .results{padding:22px 24px}
      .stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
      @media (max-width:1080px){ .stat-grid{grid-template-columns:repeat(2,1fr)} }
      .stat{border:1px solid var(--line);border-radius:12px;padding:13px 14px;background:var(--card-2)}
      .stat .k{font-size:11.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-faint);margin-bottom:4px}
      .stat .v{font-family:"IBM Plex Mono",monospace;font-size:clamp(19px,2.2vw,24px);font-weight:600;letter-spacing:-.01em}
      .stat .s{font-size:12px;color:var(--ink-soft);margin-top:2px}
      .stat.hero-stat{background:var(--green-deep);border-color:var(--green-deep)}
      .stat.hero-stat .k{color:#9fd4ae}
      .stat.hero-stat .v{color:#fff}
      .stat.hero-stat .s{color:#bfe3c9}
      @media (prefers-color-scheme: dark){ .stat.hero-stat{background:#0f5132;border-color:#0f5132} }
      .chart-box{margin-top:18px;border:1px solid var(--line);border-radius:12px;padding:14px 14px 6px;background:var(--card-2)}
      .chart-legend{display:flex;flex-wrap:wrap;gap:16px;font-size:12.5px;color:var(--ink-soft);padding:2px 4px 8px}
      .chart-legend .sw{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px}
      .vs-strip{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:14px;
        background:var(--amber-soft);border:1px solid var(--line);border-radius:12px;padding:12px 15px;font-size:14px}
      .vs-strip b{font-family:"IBM Plex Mono",monospace}
      .vs-strip .tag{font-size:11px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--amber)}

      .table-wrap{margin-top:18px;border:1px solid var(--line);border-radius:12px;overflow:hidden}
      .table-scroll{max-height:340px;overflow:auto}
      table.years{width:100%;border-collapse:collapse;font-size:13.5px}
      table.years th{position:sticky;top:0;background:var(--card-2);text-align:right;padding:9px 12px;
        font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-faint);
        border-bottom:1px solid var(--line);z-index:1}
      table.years th:first-child,table.years td:first-child{text-align:left}
      table.years td{padding:7px 12px;text-align:right;font-family:"IBM Plex Mono",monospace;
        border-bottom:1px solid var(--line);white-space:nowrap}
      table.years tr:last-child td{border-bottom:0;font-weight:600;background:var(--green-soft)}
      @media (max-width:560px){ .hide-sm{display:none} table.years td,table.years th{padding:7px 8px} }

      /* ---------- sections ---------- */
      section.block{padding:52px 0 6px}
      section.block h2{font-family:"IBM Plex Serif",serif;font-size:clamp(25px,3.4vw,34px);
        font-weight:700;letter-spacing:-.01em;margin:0 0 10px}
      section.block .sub{color:var(--ink-soft);max-width:46em;margin:0 0 26px;font-size:16.5px}
      .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
      @media (max-width:920px){ .cards{grid-template-columns:repeat(2,1fr)} }
      @media (max-width:560px){ .cards{grid-template-columns:1fr} }
      .tcard{text-align:left;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
        padding:18px;box-shadow:var(--shadow);transition:border-color .15s, transform .15s;width:100%;color:var(--ink)}
      .tcard:hover{border-color:var(--green);transform:translateY(-2px)}
      .tcard .tick{font-family:"IBM Plex Mono",monospace;font-weight:600;font-size:19px}
      .tcard .tick span{float:right;font-size:12px;color:var(--green);background:var(--green-soft);
        border-radius:6px;padding:2px 7px;font-weight:600}
      .tcard .name{color:var(--ink-soft);font-size:13.5px;margin:2px 0 10px}
      .tcard .row{display:flex;justify-content:space-between;font-size:13px;color:var(--ink-soft);
        border-top:1px dashed var(--line);padding-top:9px}
      .tcard .row b{font-family:"IBM Plex Mono",monospace;color:var(--ink);font-weight:600}
      .tcard .go{margin-top:11px;font-size:13.5px;font-weight:600;color:var(--green)}
      .note{font-size:12.5px;color:var(--ink-faint);margin-top:12px}

      .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
      @media (max-width:820px){ .steps{grid-template-columns:1fr} }
      .step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
      .step .n{font-family:"IBM Plex Serif",serif;font-size:30px;font-weight:700;color:var(--green);line-height:1}
      .step h3{margin:10px 0 6px;font-size:16.5px}
      .step p{margin:0;color:var(--ink-soft);font-size:14.5px}
      .formula{background:var(--green-deep);color:#eaf5ec;border-radius:var(--radius);
        padding:22px 24px;margin-top:14px;font-family:"IBM Plex Mono",monospace;font-size:14.5px;line-height:1.9;overflow-x:auto}
      .formula .c{color:#9fd4ae}
      @media (prefers-color-scheme: dark){ .formula{background:#0f5132} }

      .prose{max-width:46em}
      .prose p{color:var(--ink-soft);margin:0 0 14px;font-size:16.5px}
      .prose p b,.prose li b{color:var(--ink)}
      .prose ul{color:var(--ink-soft);font-size:16.5px;padding-left:22px;margin:0 0 14px}
      .prose li{margin-bottom:7px}
      .two-col{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}
      @media (max-width:860px){ .two-col{grid-template-columns:1fr} }
      .deflist{border:1px solid var(--line);border-radius:var(--radius);background:var(--card);overflow:hidden}
      .deflist div{padding:14px 18px;border-bottom:1px solid var(--line)}
      .deflist div:last-child{border-bottom:0}
      .deflist dt{font-weight:700;font-size:14.5px;margin-bottom:2px}
      .deflist dd{margin:0;color:var(--ink-soft);font-size:14px}

      .faq{border:1px solid var(--line);border-radius:var(--radius);background:var(--card);overflow:hidden}
      .faq details{border-bottom:1px solid var(--line)}
      .faq details:last-child{border-bottom:0}
      .faq summary{cursor:pointer;padding:16px 20px;font-weight:600;font-size:16px;list-style:none;
        display:flex;justify-content:space-between;gap:14px;align-items:center}
      .faq summary::-webkit-details-marker{display:none}
      .faq summary::after{content:"+";font-family:"IBM Plex Mono",monospace;color:var(--green);font-size:20px;font-weight:600}
      .faq details[open ] summary::after{content:"–"}
      .faq .a{padding:0 20px 17px;color:var(--ink-soft);font-size:15px;max-width:52em}

      .toolgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
      @media (max-width:920px){ .toolgrid{grid-template-columns:repeat(2,1fr)} }
      @media (max-width:560px){ .toolgrid{grid-template-columns:1fr} }
      .tool{display:block;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
        padding:18px;color:var(--ink);box-shadow:var(--shadow)}
      .tool:hover{text-decoration:none;border-color:var(--green)}
      .tool h3{margin:0 0 5px;font-size:16.5px}
      .tool p{margin:0;color:var(--ink-soft);font-size:14px}
      .tool .go{margin-top:10px;font-size:13.5px;font-weight:600;color:var(--green)}

      /* ---------- ticker directory & pages ---------- */
      .dir-tools{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-bottom:18px}
      .dir-search{flex:1;min-width:220px;display:flex;align-items:center;border:1.5px solid var(--line-strong);
        border-radius:10px;background:var(--card);padding:0 12px}
      .dir-search input{flex:1;min-width:0;border:0;outline:0;background:transparent;color:var(--ink);
        font:inherit;font-size:15px;padding:11px 4px}
      .dir-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
      @media (max-width:920px){ .dir-grid{grid-template-columns:repeat(3,1fr)} }
      @media (max-width:640px){ .dir-grid{grid-template-columns:repeat(2,1fr)} }
      .dir-item{text-align:left;background:var(--card);border:1px solid var(--line);border-radius:12px;
        padding:12px 14px;color:var(--ink);box-shadow:var(--shadow)}
      .dir-item:hover{border-color:var(--green)}
      .dir-item .t{font-family:"IBM Plex Mono",monospace;font-weight:600;font-size:16px;display:flex;justify-content:space-between;gap:8px}
      .dir-item .t span{font-size:11.5px;color:var(--green);background:var(--green-soft);border-radius:6px;padding:2px 6px;font-weight:600;white-space:nowrap}
      .dir-item .n{font-size:12.5px;color:var(--ink-soft);margin-top:3px;line-height:1.4}
      .dir-empty{color:var(--ink-faint);font-size:14.5px;padding:14px 2px}
      .badge-new{font-size:10.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--amber);
        border:1px solid var(--amber);border-radius:999px;padding:2px 8px;vertical-align:2px;margin-left:8px}

      .tpage{padding:30px 0 4px}
      .crumbs{font-size:13.5px;color:var(--ink-faint);margin-bottom:14px}
      .crumbs a{color:var(--ink-soft);font-weight:600}
      .tpage h1{font-family:"IBM Plex Serif",serif;font-size:clamp(30px,4.6vw,46px);line-height:1.12;
        font-weight:700;letter-spacing:-.015em;margin:0 0 12px}
      .tpage h1 .tk{color:var(--green)}
      .tpage .lede{font-size:clamp(16px,2vw,18px);color:var(--ink-soft);max-width:46em;margin:0 0 20px}
      .tstats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:8px}
      @media (max-width:860px){ .tstats{grid-template-columns:repeat(2,1fr)} }
      .tpage .actions{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 6px}
      .btn-primary{background:var(--green);color:#fff;border:0;border-radius:10px;padding:12px 20px;font-weight:700;font-size:15px}
      .btn-primary:hover{background:var(--green-deep)}
      @media (prefers-color-scheme: dark){ .btn-primary{color:#08130c} }
      .btn-ghost{background:var(--card);color:var(--ink);border:1.5px solid var(--line-strong);border-radius:10px;padding:11px 18px;font-weight:600;font-size:15px}
      .btn-ghost:hover{border-color:var(--green);color:var(--green)}
      .snapshot{border:1px solid var(--line);border-radius:12px;background:var(--card-2);padding:16px 18px;margin-top:16px}
      .snapshot h3{margin:0 0 8px;font-size:15px}
      .snapshot p{margin:0;color:var(--ink-soft);font-size:14.5px}
      .snapshot .big{font-family:"IBM Plex Mono",monospace;font-size:20px;font-weight:600;color:var(--ink)}

      /* ---------- yield calculator & compare ---------- */
      .ycalc{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);
        padding:22px 24px;display:grid;grid-template-columns:1fr 1fr;gap:26px}
      @media (max-width:820px){ .ycalc{grid-template-columns:1fr} }
      .ycalc h3{font-size:13px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--ink-faint);margin:0 0 16px}
      .yres{display:grid;grid-template-columns:1fr 1fr;gap:12px}
      table.compare{width:100%;border-collapse:collapse;font-size:14px;background:var(--card);
        border:1px solid var(--line);border-radius:12px;overflow:hidden}
      table.compare th,table.compare td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
      table.compare thead th{background:var(--card-2);font-family:"IBM Plex Mono",monospace;font-size:15px}
      table.compare tbody th{font-weight:600;color:var(--ink-soft);white-space:nowrap;background:var(--card-2)}
      table.compare tr:last-child td,table.compare tr:last-child th{border-bottom:0}
      .table-scroll-x{border-radius:12px}
      @media (max-width:640px){
        table.compare,table.compare tbody,table.compare tr,table.compare th,table.compare td{display:block;width:100%}
        table.compare thead{display:none}
        table.compare tr{border-bottom:1px solid var(--line);padding:8px 0}
        table.compare tr:last-child{border-bottom:0}
        table.compare tbody th{border-bottom:0;padding:8px 14px 2px}
        table.compare td{border-bottom:0;padding:3px 14px}
        table.compare td::before{font-weight:700;font-family:"IBM Plex Mono",monospace;font-size:12.5px;color:var(--green);margin-right:6px}
        table.compare td:nth-child(2)::before{content:"SCHD:"}
        table.compare td:nth-child(3)::before{content:"JEPI:"}
        table.compare td:nth-child(4)::before{content:"JEPQ:"}
        table.compare td:nth-child(5)::before{content:"QQQI:"}
      }

      /* ---------- compare tool & vs pages ---------- */
      .dir-filters{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:14px}
      .cmp-panel{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);
        padding:22px 24px;margin-top:22px}
      .cmp-panel h3{margin:0 0 4px;font-size:18px}
      .cmp-panel .sub2{color:var(--ink-soft);font-size:14.5px;margin:0 0 18px}
      .cmp-picks{display:grid;grid-template-columns:1fr auto 1fr;gap:12px;align-items:end}
      @media (max-width:640px){ .cmp-picks{grid-template-columns:1fr} .cmp-vs{display:none} }
      .cmp-vs{font-family:"IBM Plex Serif",serif;font-weight:700;font-size:20px;color:var(--ink-faint);
        padding-bottom:12px;text-align:center}
      .field select{flex:1;min-width:0;border:0;outline:0;background:transparent;color:var(--ink);
        font:inherit;font-size:15.5px;font-weight:600;padding:10px 12px}
      .cmp-inputs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:16px}
      @media (max-width:640px){ .cmp-inputs{grid-template-columns:1fr} }
      .cmp-inputs .field{margin-bottom:0}
      .vsgrid{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:var(--card);margin-top:16px}
      .vsgrid .vrow{display:grid;grid-template-columns:1.1fr 1fr 1fr;border-bottom:1px solid var(--line)}
      .vsgrid .vrow:last-child{border-bottom:0}
      .vsgrid .vrow>div{padding:11px 14px;font-size:14.5px}
      .vsgrid .vrow .m{color:var(--ink-soft);font-weight:600;background:var(--card-2)}
      .vsgrid .vrow .n{font-family:"IBM Plex Mono",monospace;text-align:right}
      .vsgrid .vrow .n small{display:block;font-family:"IBM Plex Sans",sans-serif;font-size:11.5px;color:var(--ink-faint)}
      .vsgrid .vhead>div{font-family:"IBM Plex Mono",monospace;font-weight:600;font-size:16px;background:var(--card-2)}
      .vsgrid .vhead .n{text-align:right}
      .vsgrid .win{color:var(--green);font-weight:700}
      @media (max-width:560px){ .vsgrid .vrow>div{padding:9px 10px;font-size:13px} }
      .vs-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px;align-items:center}
      .vs-links .lbl{font-size:12.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-faint);margin-right:2px}
      .verdict{background:var(--amber-soft);border:1px solid var(--line);border-radius:12px;
        padding:13px 16px;font-size:14.5px;margin-top:14px}
      .verdict b{font-family:"IBM Plex Mono",monospace}

      /* ---------- extra tools, hubs, guides ---------- */
      .tool-shell{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);
        padding:22px 24px}
      .tool-shell h3{font-size:13px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;
        color:var(--ink-faint);margin:0 0 16px}
      .tool-cols{display:grid;grid-template-columns:340px 1fr;gap:26px}
      @media (max-width:860px){ .tool-cols{grid-template-columns:1fr} }
      .mini-table{width:100%;border-collapse:collapse;font-size:14px;margin-top:14px}
      .mini-table th,.mini-table td{padding:8px 10px;border-bottom:1px solid var(--line);text-align:right}
      .mini-table th:first-child,.mini-table td:first-child{text-align:left}
      .mini-table th{font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-faint)}
      .mini-table td{font-family:"IBM Plex Mono",monospace}
      .mini-table tr:last-child td{border-bottom:0}
      .mini-table tr.hl td{background:var(--green-soft);font-weight:600}
      .pf-row{display:grid;grid-template-columns:1.4fr 1fr .7fr .95fr auto;gap:10px;align-items:end;
        margin-bottom:10px}
      .pf-row .field{margin-bottom:0;min-width:0}
      .pf-row .inwrap{min-width:0}
      .pf-inc{font-family:"IBM Plex Mono",monospace;font-weight:600;font-size:15px;
        padding-bottom:11px;text-align:right;white-space:nowrap}
      .pf-inc small{display:block;font-family:"IBM Plex Sans",sans-serif;font-weight:400;
        font-size:11.5px;color:var(--ink-faint)}
      .pf-x{padding:8px 12px;margin-bottom:2px}
      @media (max-width:760px){
        .pf-row{grid-template-columns:1fr 1fr}
        .pf-inc{grid-column:1/-1;text-align:left;padding-bottom:0}
        .pf-x{grid-column:1/-1}
      }
      .hubs{display:grid;grid-template-columns:1fr 1fr;gap:14px}
      @media (max-width:760px){ .hubs{grid-template-columns:1fr} }
      .hub{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
        padding:20px;box-shadow:var(--shadow)}
      .hub h3{margin:0 0 6px;font-size:18px}
      .hub p{color:var(--ink-soft);font-size:14.5px;margin:0 0 14px}
      .hub .links{display:flex;flex-wrap:wrap;gap:8px}
      button.tool{font:inherit;text-align:left;width:100%;cursor:pointer}

      /* ---------- footer ---------- */
      footer.site{margin-top:64px;background:var(--bg-band);border-top:1px solid var(--line);padding:44px 0 30px}
      .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
      @media (max-width:860px){ .foot-grid{grid-template-columns:1fr 1fr} }
      @media (max-width:480px){ .foot-grid{grid-template-columns:1fr} }
      footer.site h4{font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-faint);margin:0 0 12px}
      footer.site ul{list-style:none;margin:0;padding:0}
      footer.site li{margin-bottom:8px;font-size:14px}
      footer.site a{color:var(--ink-soft)}
      footer.site a:hover{color:var(--ink)}
      footer.site .brand p{color:var(--ink-soft);font-size:14px;max-width:26em}
      .legal{border-top:1px solid var(--line);margin-top:32px;padding-top:18px;font-size:12.5px;color:var(--ink-faint);
        display:flex;flex-wrap:wrap;gap:8px 22px;justify-content:space-between}
      dialog{border:1px solid var(--line-strong);border-radius:16px;background:var(--card);color:var(--ink);
        max-width:560px;width:calc(100% - 40px);padding:26px 28px;box-shadow:var(--shadow)}
      dialog::backdrop{background:rgba(6,20,11,.55)}
      dialog h3{font-family:"IBM Plex Serif",serif;margin:0 0 10px;font-size:22px}
      dialog p{color:var(--ink-soft);font-size:14.5px}
      dialog .x{float:right;background:none;border:0;font-size:22px;color:var(--ink-faint);line-height:1}
    
/* v1.2 logo lockup */
.wordmark.logo{display:inline-flex;align-items:center;gap:9px;text-decoration:none}
.wordmark.logo svg{flex:none;display:block}
.wordmark.logo .logo-text{font-weight:600;letter-spacing:-.02em}

/* ===== main menu: dropdowns + mega panel (v1.2.2) ===== */
header.site{position:relative;z-index:50}
nav.main ul.menu{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
nav.main ul.menu>li{position:relative}
nav.main .menu-link{display:inline-flex;align-items:center;gap:6px;background:none;border:0;font:inherit;font-size:.98rem;font-weight:600;color:var(--ink,#132219);padding:9px 12px;border-radius:10px;cursor:pointer;text-decoration:none;white-space:nowrap}
nav.main .menu-link:hover{background:#e9f2ea;color:#083d22}
nav.main .chev{font-size:.72em;transition:transform .15s ease}
nav.main li.open .chev,nav.main li:hover .chev{transform:rotate(180deg)}
nav.main .sub{position:absolute;top:calc(100% + 8px);left:0;min-width:262px;list-style:none;margin:0;background:var(--card,#fff);border:1px solid var(--line,#d9e2d8);border-radius:14px;box-shadow:0 18px 44px rgba(8,61,34,.16);padding:8px;display:none;z-index:70}
nav.main li:hover>.sub,nav.main li:focus-within>.sub,nav.main li.open>.sub{display:block}
nav.main .sub li{list-style:none}
nav.main .sub a{display:block;padding:8px 10px;border-radius:8px;color:var(--ink,#132219);text-decoration:none;font-weight:500;font-size:.96rem}
nav.main .sub a:hover{background:#eef5ee;color:#083d22}
nav.main .sub.mega{left:50%;transform:translateX(-50%);width:660px;max-width:92vw;display:none;grid-template-columns:1fr 1fr 1fr;gap:4px 20px;padding:18px}
nav.main li:hover>.sub.mega,nav.main li:focus-within>.sub.mega,nav.main li.open>.sub.mega{display:grid}
nav.main .mega-h{display:block;font-size:.7rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#5c6f61;padding:2px 10px 6px}
nav.main .mega-col a{display:block;padding:7px 10px;border-radius:8px;color:var(--ink,#132219);text-decoration:none;font-weight:500;font-size:.96rem}
nav.main .mega-col a:hover{background:#eef5ee;color:#083d22}
nav.main ul.sub-menu{position:absolute;top:calc(100% + 8px);left:0;min-width:262px;max-height:70vh;overflow:auto;list-style:none;margin:0;background:var(--card,#fff);border:1px solid var(--line,#d9e2d8);border-radius:14px;box-shadow:0 18px 44px rgba(8,61,34,.16);padding:8px;display:none;z-index:70}
nav.main li:hover>ul.sub-menu,nav.main li:focus-within>ul.sub-menu,nav.main li.open>ul.sub-menu{display:block}
nav.main ul.sub-menu a{display:block;padding:8px 10px;border-radius:8px;color:var(--ink,#132219);text-decoration:none;font-weight:500;font-size:.96rem}
nav.main ul.sub-menu a:hover{background:#eef5ee;color:#083d22}
nav.main .menu-item-has-children>a::after{content:"\25BE";margin-left:6px;font-size:.72em}
.burger{display:none;margin-left:8px;background:var(--card,#fff);border:1px solid var(--line,#d9e2d8);border-radius:10px;width:42px;height:42px;padding:10px;cursor:pointer;flex-direction:column;justify-content:center;gap:5px}
.burger span{display:block;height:2px;background:var(--ink,#132219);border-radius:2px}
@media (max-width:1023px){
  .burger{display:inline-flex}
  header.site nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:var(--card,#fff);border-bottom:1px solid var(--line,#d9e2d8);box-shadow:0 24px 44px rgba(8,61,34,.16);max-height:78vh;overflow:auto;padding:10px 16px 18px;margin:0}
  header.site.nav-open nav.main{display:block}
  nav.main ul.menu{flex-direction:column;align-items:stretch;gap:0}
  nav.main ul.menu>li{border-bottom:1px solid #eef2ee}
  nav.main .menu-link{width:100%;justify-content:space-between;padding:13px 8px;font-size:1.02rem}
  nav.main .sub,nav.main ul.sub-menu{position:static;display:none;box-shadow:none;border:0;border-radius:0;padding:0 0 8px 14px;min-width:0;max-height:none}
  nav.main li.open>.sub,nav.main li.open>ul.sub-menu{display:block}
  nav.main li:hover>.sub,nav.main li:hover>ul.sub-menu{display:none}
  nav.main li.open:hover>.sub,nav.main li.open:hover>ul.sub-menu{display:block}
  nav.main .sub.mega{width:auto;max-width:none;transform:none;grid-template-columns:1fr;padding:0 0 8px 14px}
  nav.main li.open>.sub.mega{display:block}
  header.site .cta{display:none}
}

/* ===== site logo image (v1.2.3) ===== */
.site-logo{height:50px;width:auto;display:block}
footer.site .site-logo{height:56px}
@media (max-width:640px){ .site-logo{height:42px} footer.site .site-logo{height:46px} }

/* v1.2.3: anchored sections clear the sticky header */
section[id]{scroll-margin-top:84px}

/* v1.3.1: ticker cards are links to their own pages */
a.tcard{display:block;text-decoration:none;font:inherit;cursor:pointer}